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EU Representation

The MiFID, the Consumer Credit Directive and the Insurance Mediation Directive: The rules and provisions that regulate the day-to-day work of Austria's independent insurance brokers and financial advisers originate in Brussels (the EU). There they are enacted in the form of directives. These are then implemented by the EU Member States in the form of national laws and regulations.

New legal provisions are initiated by the European Commission. The Commission works according to the principle of wide-ranging consultation, which is open to representatives of all the market participants. This is where the fundamental direction is defined. Austria's independent brokers and advisers are represented by AFPA in this context. To give greater weight to their voices, AFPA has joined forces with FECIF, a European umbrella association.

AFPA Chairman J. Muschik (2nd from left) together with the FECIF delegation at the EU Hearing on IMD2 (Brussels, 2010).

The European Federation of Financial Advisers and Financial Intermediaries (FECIF) was chartered in June 1999 for the defence and promotion of the role of financial advisers and intermediaries in Europe. The FECIF is the only European body representing European financial advisers and intermediaries, and it is based in Brussels, the heart of Europe.

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